Legal Statement

Please carefully read this notice before you use this Web site. This Web site is provided by Transnetwork LLC. (" Transnetwork") and may be used for informational purposes only. By using this Web site, or downloading materials from it, you agree to abide by the following terms and conditions. If you do not agree with the following conditions of use, please exit this Web site.

Transnetwork LLC. (" Transnetwork") and its subsidiaries and affiliates created this Web site to be used by the general public and our clients. The Web site does not, and it is not intended to, provide any financial, legal, accounting, or tax advice, and must not be relied upon by you in that regard. The Web site should not be used, or relied upon by you, as a substitute for your independent research or consultation with your own financial, legal or tax advisors.

The information, text, graphics and links provided in this Web site are provided by Transnetwork as a convenience to you. Transnetwork will use reasonable efforts to include accurate and up-to-date information. However, due to the nature of the Internet, Transnetwork does not warrant and cannot guarantee the accuracy, completeness or authenticity of the information contained in this Web site, or the information, text, graphics, links, Web site functionality, and other items contained on this server or its suitability for any purpose.

Transnetwork does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this Web site or the server that makes it available is free of viruses or other harmful components as such information is received by you because Transnetwork cannot control the transmission of information over this medium. Transnetwork does not warrant or make any representations regarding the use of, or the results of the use of, the materials on this site, or your transmission of any software, data or information from the Web site to you.Information provided on this Web site is believed to be reliable when posted. However, we cannot guarantee that information will be accurate, complete and current at all times. This Web site could include technical inaccuracies or typographical errors. Transnetwork will from time to time revise the information, products and services described in this Web site, and reserves the right to make such changes without notice.

The use of this Web site is entirely at your risk. The materials and information in this Web site (including text, graphics, and functionality) are presented without express or implied warranties of any kind and are provided "as is". It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided.

Transnetwork intends for the information contained in this Web site to be accurate and reliable. However, errors sometimes occur. Therefore, Transnetwork to the full extent permitted by applicable laws disclaim all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose as to any matter whatsoever relating to this Web site or the information contained herein.

To the full extent permitted by applicable laws, in no event shall Transnetwork, its agents, employees, directors, officers and affiliated companies be liable for any damages of any kind caused to any person as a consequence of the use of this Web site including but not limited to any direct, special, incidental, indirect or consequential damages of any kind including but not limited to loss of use, loss of data or loss of profits, whether or not advised of the possibility of such damage, or based upon any theory of liability, arising out of or in connection with the use or performance of this Web site or the information contained herein. We will not be responsible for any detrimental reliance that you may place upon the Web site or its contents.

Unless otherwise specified, the materials in the Web site are presented solely for the purpose of educating the user about the products and services of Transnetwork. Nothing in this Web site constitutes an offer to buy or sell products or services of Transnetwork or its affiliated companies. Transnetwork makes no representation that any or all of the materials in the Web site are appropriate or available for sale in any or all locations. Those who choose to access this Web site do so on their own initiative and are responsible for compliance with state, local and foreign laws, if and to the extent such laws are applicable.

This Web site is provided for your personal viewing and Transnetwork maintains all copyrights in the text, buttons, layouts, graphic images and logos contained in this Web site. Except as stated herein, no portion of this Web site or its contents may be reproduced, copied, republished, altered, or transmitted, uploaded, downloaded, or posted in any form or by any means, electronic, mechanical, photocopying, recording, or otherwise, without the prior written permission of Transnetwork Insurance Company.

Modification of the materials or use of the materials for any other purpose is a violation of Transnetwork's copyright and other proprietary rights. The use of any such material on any other Web site or networked computer environment is prohibited.

You may print a copy of the information contained herein for your personal use only, but you may not reproduce or distribute the text or graphics to others or substantially copy the information on your own server, or link to this Web site, without prior written permission of Transnetwork.

An acknowledgment of the source must be included whenever our materials are copied or published. Any infringement of our rights will result in appropriate legal action. Transnetwork and its affiliated companies disclaim any and all liability which may result from any unauthorized reproduction or use of the information on this site.

Permission is granted to print copies of portions of this Web site, but not the entire Web site, and to display and navigate around this Web site with a computer using HTML browser software, solely for personal use. Any commercial use of this Web site or any portion hereof is strictly prohibited. A hyperlink to the Uniform Resource Locator (URL) of this Web site in HTML documents which you prepare, must be approved in writing or via email, prior to making such hyperlink, and is subject to the following conditions: (a) the URL may be used only for the purpose of hyperlinking to Transnetwork's home page at "http://www.transnetwork.com"; (b) the URL shall be clearly identified as being a link to a Web site owned and operated by Transnetwork or its affiliated companies; and (c) you will make no other use of any Transnetwork intellectual property, other than the URL, without Transnetwork's express written permission.

Transnetwork is a registered trade mark of Transnetwork LLC. Unless otherwise indicated, all trademarks, service marks, and trade names are proprietary to Transnetwork or its affiliates. Transnetwork enforces its intellectual property rights. Use in commerce other than as "fair use" is prohibited by law except by express license from Transnetwork. Other parties' trademarks and service marks that may be referred to herein are the property of their respective owners.

Information submitted into secured regions of our Web site is protected by Transnetwork using three layers of security:

Users are required to login using a unique user ID and password. A firewall (a combination of computer hardware and software) keeps unauthorized users from accessing information within Transnetwork's computer network. Encryption technology is used to secure data when it's being transferred from one computer to another.

However, all other information submitted to Transnetwork while not logged into secured regions of this Web site including electronic mail inquiries, is submitted through the Internet, which is an unsecured, public network. Although Transnetwork employs the most current and stringent Internet security standards, you acknowledge and confirm that the Internet is not a secure medium where privacy can be ensured, and that complete security and confidentiality over the Internet is not possible at this time. Your confidential use of the Web site cannot be guaranteed and you acknowledge that your use of the Web site (including information you transmit to the Web site) may be subject to access by, or disclosure to, other persons. Without limiting any other disclaimer herein, Transnetwork shall not be responsible or liable for any harm that you or any other person may suffer in connection with any such breach of confidentiality or security.

Other Internet or Web sites which may provide access to this Web site by hypertext links ("hyperlinks") are entirely independent of this Web site. Links to other Internet or Web sites from this Web site are included as a convenience for our visitors and in no way are meant to imply that Transnetwork endorses, sponsors, promotes or is affiliated with the owners of or participants in those sites, or endorses any information contained on those sites, unless expressly stated. Transnetwork does not guarantee the accuracy of any information in these other sites nor does it assume any liability for the content or presentation of linked sites.

Transnetwork cannot guarantee that the hyperlinks set out on our Web site will be accurate at the time of your access. Moreover, the sites pointed at by hyperlinks have been independently developed and possibly maintained by person(s) over whom Transnetwork has no control. Transnetwork cannot and does not monitor the sites linked to its pages on the Internet or any transmission made through the respective web pages and news groups. Accordingly, Transnetwork assumes no responsibility for the content of any site referenced to by any hyperlink or otherwise. Transnetwork believes that our making available hyperlinks to publicly accessible web pages is legally permissible and consistent with the common, customary expectations of those who make use of the Internet.